We’ve all heard of dental insurance. Dental patients usually invest in an insurance that covers the average oral problems and defects; but have you ever tried looking for dental implant insurance? Finding dental implant insurance can be difficult since it’s considered a cosmetic procedure, so most insurance companies don’t cover it. However, it’s not impossible to find implant coverage, listed below are a few things to think about when searching for dental implant coverage.
Dental Implant Insurance: What Is It?
Like the name suggest, dental implant insurance is an insurance policy that is typically used by people that have undergone an implant procedure. Considering that the procedure itself is quite costly you’ll want to invest in a policy that covers any complications or misfortunes that involve your new oral acquisitions. Although with an operation success rate of 98%, there aren’t many complications to worry about, it’s always better to be safe than sorry.
When Should You Opt for a Policy?
With such a high success rate, many people view the idea of implant insurance as unnecessary. On the flip side of that idea, you should take into consideration that implant insurance may not be necessary, but is a very smart percussion based on everyday life situations. For example, what if Starbucks happens to be very busy one day and someone swings the door open and it impacts your new implants causing them to chip or even worse, needs replacement. Or a time where you slip and fall face-first into a hard surface resulting in the same outcome. Wouldn’t you rather have an insurance policy that covers some part of the correctional procedure instead of shelling out another 2 to 4 thousand dollars out of pocket just for implants alone? You should view the option of insurance as an investment for protecting your smile, you’ve worked so hard to obtain it so securing it should be a priority.
Where Can You Get One?
Since many believe that dental implant insurance is unnecessary, fewer companies have a policy that supports its coverage. However, it’s very helpful to ask your dentists and searching online for potential providers.
If you’re still unsure about dental implant insurance and would like more information, the staff at Smile Designs of the Shenandoah Valley is here to answer any questions you have. Contact our office today to set up a consultation with Dr. Banks to make everything you need is taken care of. We are conveniently located in the Inwood, WV area to better assist you with all your oral healthcare needs.